Citi Cash Back+ Card

The Citi Cash Back+ Card is a hassle-free unlimited cashback card perfect for high-spenders that allows you to earn 1.6% cashback on all your spending, all year round with no minimum spend or cap. The Cashback you received never expires and can be redeemed via SMS or Citi Pay with points. You also get to enjoy up to 14% discounts on Esso and Shell petrol stations.

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Min. Annual Income

S$ 30,000

Annual Fee

S$ 196.2

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First Year Waived

Cashback Base Rate

1.6 %

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On all spends

Monthly Spend Required

None

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Highlights

Min. Annual Income

S$ 30,000

Annual Fee

S$ 196.2

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First Year Waived

Cashback Base Rate

1.6 %

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On all spends

Monthly Spend Required

None

2 Offers Available

Sony PlayStation® 5 Slim Disc Edition (worth S$799)

SingSaver Lightning Deal

Sony PlayStation® 5 Slim Disc Edition (worth S$799)

Promotion is valid for new Citibank credit card members only
Be one of the first 500 eligible applicants of participating Citibank credit cards and make a min. spend of S$500 within 30 days of card approval to be eligible for reward
- Lightning Deal reward is not stackable with other physical reward from SingSaver
- Remaining applicants will receive regular SingSaver promotional rewards
Lightning Deal promotion runs from 9 April 2024, 9:00 AM SGT to 2 May 2024
Terms and Conditions apply

Dyson Airwrap™ multi-styler and dryer (Complete) (worth S$859)

SingSaver Lightning Deal

Dyson Airwrap™ multi-styler and dryer (Complete) (worth S$859)

Promotion is valid for new Citibank credit card members only
Be one of the first 500 eligible applicants of participating Citibank credit cards and make a min. spend of S$500 within 30 days of card approval to be eligible for reward
- Lightning Deal reward is not stackable with other physical reward from SingSaver
- Remaining applicants will receive regular SingSaver promotional rewards
Lightning Deal promotion runs from 9 April 2024, 9:00 AM SGT to 2 May 2024
Terms and Conditions apply

SingSaver Lightning Deal

S$500 eCapitaVoucher

Promotion is valid for new Citibank credit card members only
Be one of the first 500 eligible applicants of participating Citibank credit cards and make a min. spend of S$500 within 30 days of card approval to be eligible for reward
- Lightning Deal reward is not stackable with other physical reward from SingSaver
- Remaining applicants will receive regular SingSaver promotional rewards
Lightning Deal promotion runs from 9 April 2024, 9:00 AM SGT to 2 May 2024
Terms and Conditions apply

Dyson Supersonic™ hair dryer (worth S$699)

Best Deal Guarantee

Dyson Supersonic™ hair dryer (worth S$699)

Promotion is valid for new Citi credit cardmembers only
Activate select Citi credit cards and make a min. spend of S$500 within 30 days of card approval to be eligible for rewards
Promotion is valid until 2 May 2024
Terms and Conditions apply

Best Deal Guarantee

Apple iPad 9th Gen 10.2" WiFi 64GB (worth S$508.30)

Promotion is valid for new Citi credit cardmembers only
Activate select Citi credit cards and make a min. spend of S$500 within 30 days of card approval to be eligible for rewards
Promotion is valid until 2 May 2024
Terms and Conditions apply

Best Deal Guarantee

Dyson V8 Slim Fluffy (worth S$509)

Promotion is valid for new Citi credit cardmembers only
Activate select Citi credit cards and make a min. spend of S$500 within 30 days of card approval to be eligible for rewards
Promotion is valid until 2 May 2024
Terms and Conditions apply

Best Deal Guarantee

S$400 eCapitaVoucher

Promotion is valid for new Citi credit cardmembers only
Activate select Citi credit cards and make a min. spend of S$500 within 30 days of card approval to be eligible for rewards
Promotion is valid until 2 May 2024
Terms and Conditions apply

Best Deal Guarantee

S$300 cash via PayNow

Promotion is valid for new Citi credit cardmembers only
Activate select Citi credit cards and make a min. spend of S$500 within 30 days of card approval to be eligible for rewards
Promotion is valid until 2 May 2024
Terms and Conditions apply

Things to consider when choosing this card:

Things to consider

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No rebate cap

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No monthly spend required

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Annual Fee waiver

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High-value gift

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Benefits

Cashback

commute

Cashback Transport

1.6 %

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Cashback Department Store

1.6 %

luggage

Cashback Travel

1.6 %

shopping_cart

Cashback Supermarket

1.6 %

sell

Cashback Retail

1.6 %

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Cashback Petrol

1.6 %

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Cashback Overseas Online Shopping

1.6 %

flight

Cashback Overseas

1.6 %

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Cashback Online Bill Payment Spending

1.6 %

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Cashback Local Online Shopping

1.6 %

location_on

Cashback Local

1.6 %

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Cashback Health

1.6 %

contactless

Cashback Contactless Spend

1.6 %

restaurant

Cashback Dining

1.6 %

credit_card

Cashback Base Rate

1.6 %

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On all spends

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Quick Facts

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1.6% cashback on all eligible spending with no minimum spend and no cap.

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Cashback earned does not expire.

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Redeem cashback instantly via SMS or Citi Pay with Points. Terms and Conditions here.

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Use Citi PayAll to earn Citi Miles, Citi ThankYou PointsSM or Cash Back when you pay your bills with your Citi Credit Card.

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Up to 14% discount at Esso and Shell petrol stations.

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Cash rebates can be redeemed only in denominations of S$10, S$20 or S$50 via SMS.

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Guides

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Eligibility

Minimum Age

21 years old

Min. Annual Income

S$ 30,000

Monthly Spend Required

None

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Fees / Repayment

Fees

Annual Fee Waiver

1 year

Annual Fee

S$ 196.2

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First Year Waived

Foreign Currency Transaction Fee

3.25 %

Cash Advance Service Charge

S$ 15

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Or 8% of amount withdrawn, whichever is greater.

Repayment

Minimum Payment

1 %

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1% of current a/c balance plus 1% outstanding amount plus late charges or S$50, whichever is higher.

Late Payment Charge

S$ 100

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S$100 if Minimum Payment Due is not received on or before the Payment Due Date.

Interest on Purchase

27.9 %

Interest on Cash Advance

27.9 %

Interest Free Period

25 days

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Others

Association

Mastercard

Supported Payment Type

Google Pay

Apple Pay

Samsung Pay

Visa PayWave

How does Citibank Cash Back Plus Credit Card work?

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The Citi Cash Back Plus card lets you earn a percentage of cashback for your credit card spend. This is a very straightforward cash back credit card which lets users enjoy 1.6% cashback across practically all categories of spend without minimum spend or cap.

Does Citibank Cash Back Card cash back expire?

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The Cashback you earn from the Citi Cash Back Plus Card does not expire as long as your account remains open and in good standing.

How do I redeem Citibank Cash Back Plus cash back in Singapore?

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You can redeem the cash back you earned from using the Citibank Cash Back Plus credit card by either logging in to your Citi Mobile App or via SMS.

Citi Cash Back+ Card

Highlights

Things to consider when choosing this card:

Things to consider

Benefits

Cashback

Quick Facts

Guides

Eligibility

Eligibility

Fees / Repayment

Fees

Repayment

Others

Association

Supported Payment Type

Tags

Other similar credit cards to consider

Frequently Asked Questions

How does Citibank Cash Back Plus Credit Card work?

Does Citibank Cash Back Card cash back expire?

How do I redeem Citibank Cash Back Plus cash back in Singapore?