CIMB x SingSaver #UnlockYourDreams Promotion

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“I dream of being my own boss.”

Small-business owner starting a new venture

Win prizes worth S$5,307.95

Apple MacBook Pro 14" M3 Chip

Apple iPhone 15 Pro Max 256GB

Apple AirPods Pro Gen 2

Apple Watch Series 9

Second prize worth S$2,017.50

Apple iPhone 15 Pro Max 256 GB

“I dream of having a beautiful family home.”

Couples or singles renovating their new homes

Win prizes worth S$5,241

Samsung 43" The Frame Art Mode 4K QLED Smart TV (2022)

Dyson Purifier Cool™ air purifier TP07

Dyson V12s Detect Slim Submarine™ Complete

Morning Coffee Machine + 20 Capsules Bundle

Second prize worth S$1,916

Samsung 43" The Frame LS03D QLED 4K Art Mode Smart TV

“I dream of adventures around the world.”

Travel enthusiast ready for their trip of a lifetime

Win prizes worth S$5,586

1 pair of economy ticket to anywhere (up to S$3,000)

1 pair of Seedly Travel Insurance Single Trip

Apple iPad 10th Gen 10.9" WiFi 256GB + Apple Pencil (USB-C) Bundle

AirWheel SE3S

Second prize worth S$1,390

AirWheel SE3S

Lowest Interest Rate Instant Loan Disbursement No Processing Fee S$20,000 Min Annual Income

CIMB Personal Loan

Monthly repayment S$

Annual Interest Rate

EIR

% p.a.

Processing Fee

4 Offers Available

SingSaver Exclusive Offer

Hustler Hannah Starter Pack (worth S$5,307.95)

Valid until

13 June 2024

SingSaver Exclusive Offer

Reno Ryan Home Starter Pack (worth S$5,241)

Valid until

13 June 2024

SingSaver Exclusive Offer

Wanderlust Wendy Travel Starter Pack (worth S$5,586)

Valid until

13 June 2024

SingSaver Exclusive Offer

Apple Macbook Air 256GB 13 inch (M2 chip) (worth S$1,613.80)

Valid until

31 May 2024

SingSaver Exclusive Offer

Dyson V12s Detect Slim Submarine™ (Complete) (worth S$1,449)

Valid until

31 May 2024

SingSaver Exclusive Offer

Sony PlayStation® 5 Slim Disc Edition (worth S$799)

Valid until

31 May 2024

SingSaver Exclusive Offer

Dyson AM07 Tower Fan (worth S$459)

Valid until

31 May 2024

SingSaver Exclusive Offer

Up to S$1,200 Cash via PayNow

+ 4 other gift options

Valid until

31 May 2024

Welcome Offer

Enjoy 2.80% p.a. flat interest rate (EIR from 5.28% p.a.)

Valid until

31 May 2024

Gift Options

Loan Tenure From 3 years to 5 years + loan amount from S$8,000 and above

Hustler Hannah Starter Pack (worth S$5,307.95); or
Reno Ryan Home Starter Pack (worth S$5,241); or
Wanderlust Wendy Travel Starter Pack (worth S$5,586)

Gift Options

Loan Tenure From 3 years to 5 years + loan amount from S$80,000 and above

Apple Macbook Air 256GB 13 inch (M2 chip) (worth S$1,613.80)

Loan Tenure From 3 years to 5 years + loan amount from S$50,000 to S$79,999

Dyson V12s Detect Slim Submarine™ (Complete) (worth S$1,449)

Loan Tenure From 3 years to 5 years + loan amount from S$30,000 to S$49,999

Sony PlayStation® 5 Slim Disc Edition (worth S$799)

Loan Tenure From 3 years to 5 years + loan amount from S$15,000 to S$29,999

Dyson AM07 Tower Fan (worth S$459)

Gift Options

Loan Tenure From 3 years to 5 years + loan amount from S$80,000 and above

S$1,200 Cash via PayNow

Loan Tenure From 3 years to 5 years + loan amount from S$50,000 to S$79,999

S$750 Cash via PayNow

Loan TenureFrom 3 years to 5 years + loan amount from S$30,000 to S$49,999

S$600 Cash via PayNow

Loan Tenure From 3 years to 5 years + loan amount from S$15,000 to S$29,999

S$280 cash via PayNow

Loan Tenure From 3 years to 5 years + loan amount from S$8,000 to S$14,999

S$50 Cash via PayNow

Gift Options

From 3 years to 5 years + loan amount from $30,000 above

Enjoy 2.80% p.a. flat interest rate (EIR from 5.28% p.a.)

Terms and Conditions :

The information displayed above is for reference only. The actual rates offered to you will be based on your credit score and is subject to the provider’s approval. Terms and Conditions apply.

Early repayment fee: S$ 250
Late repayment fee: S$ 100

Step to Apply :

Click "Apply Now" on CIMB Personal Loan Listing
Complete the application via Singpass Myinfo and submit the required documents
Wait for approval for CIMB

Required Documents :

NRIC (Front & Back)
Salaried Employees: Latest computerised payslip or latest CPF/NOA statements
Self-Employed: Latest 2 years' NOA
Commissioned/Variable Income Earners: Latest CPF/NOA statements

Eligibility :

Minimum Age: 21 years old

Maximum Age: 70 years old

Min. Annual Income: S$ 20000

Citizenship: Singaporean, Permanent Resident

What Must i do to be eligible for the Singsaver X CIMB #UnlockYourDreams Promotion?

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Apply for CIMB PL Loan on SingSaver between 22 April to 13 June, and share with us your dream in the SingSaver Rewards Redemption form. Fully complete and submit the SingSaver Rewards Redemption Form within 14 days after completing your application.

Can I enter multiple entries and how do I participate in this CIMB personal loan promotion?

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No, each eligible participant will only be able to enter once.

In the rewards redemption field, you will have the opportunity to fill in your answers and choose the starter pack of your choice.

How do I know if I have won? When will I be notified?

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A total of 6 winners will be picked based on the best answers and will be announced on SingSaver’s blog page by 1 October 2024

For more information, please refer to the Terms and Conditions here.

How will I claim the gift?

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You will receive instructions on how to arrange your delivery when you receive a notification about your promotional gift.

How can a personal loan help?

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Personal loans can come in handy during a period of cashflow difficulty. Some of such situations include sudden medical costs, weddings, funerals, divorces and more. Rest assured that the bank won’t require you to get personal on personal loans and share the reason for taking it up during the approval process.

What are the different types of personal loan interest rates?

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Advertised Interest Rate: The advertised rate, or nominal interest rate, is used when calculating the interest charge on your loan. For example, if you are considering a loan for $200,000 with a 6% interest rate, your annual interest charges will come up to $12,000 per year, or a monthly payment of $1,000.

Effective Interest Rate (EIR): The EIR reflects the true cost of borrowing to the consumer. This interest rate is usually higher than the advertised rate because it includes service fees, annual fees or one-time processing fees for processing and approving your loan application.

0% Interest Personal Loans: Some banks offer 0% interest rate personal loans for short-term loans. However, these tend to come with higher processing fees. This means that you will still be paying the bank for the loan, with the main difference being that the bank collects your money upfront rather than through interest payments in the future.

Can foreigners apply for personal loans in Singapore?

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Yes, as long as you fulfil the eligibility criteria. These requirements can vary from bank to bank, but generally, personal loan applications for foreigners require you to:

Hold a valid Singapore employment pass
Have a residential tenancy agreement (or any other proof of your residential address in Singapore)
Produce a bank statement (reflecting account activities for the past 6 months)
Meet the minimum annual income requirement for foreigners (usually $40,000 to $45,000 p.a.)

What are the fees I have to take note of when I take up a personal loan?

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Besides the processing fee that is charged, other fees involved when taking up a personal loan include:

Late payment fee: Charged if you miss your monthly repayment.
Early repayment fee or cancellation/termination fee: If you choose to repay your loan early, or cancel your loan.
Change of tenure: Fee incurred if you change your loan tenure.
Annual fee: To be paid every year (this fee could differ from the first year and subsequent years).

Are personal loans good for your credit score?

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A personal loan can help you clear your debts and have more manageable repayments at lower interest rates. The personal loan can have a positive effect on your ability to manage debt responsibly, as long as you make repayments on time and pay off the full amount required during the term of the loan. This could then help to improve your credit score.

Apply for this CIMB Personal Loan promotion and stand to win prizes that make your dream a reality!

Where Will Your Dreams Take You?